Travel Insurance

Travel insurance is mandatory as a requirement of travelling with TIDDLY, see our booking terms and conditions for more details. The sooner you purchase insurance the better so you’re covered in case something happens and you’re no longer able to attend.

Cover-more is a travel insurance company we recommend and here is the link: Cover-More

Depending on the Cover you want it ranges from $100 to $350.

Determine what coverage you need

Before diving into getting a quote for insurance, have a think about your specific needs. Consider the following factors when determining the coverage that matters most to you:

a. Medical Coverage: Ensure your policy offers comprehensive medical coverage, including emergency medical expenses, hospitalisation, and medical evacuation. Look for a policy that covers both pre-existing medical conditions and any adventurous activities you plan to undertake during your trip (in particular skiing, quad biking, riding scooters etc).

b. Trip Cancellation and Interruption: Protect yourself financially by choosing a policy that covers trip cancellation or interruption due to unforeseen circumstances such as illness, injury, natural disasters, or other emergencies.

c. Lost Baggage and Personal Belongings: Look for coverage that compensates for lost, stolen, or damaged baggage and personal belongings. Make note of any specific limits or exclusions within the policy.

d. Travel Delays and Missed Connections: Consider policies that provide compensation for travel delays, missed connections, or additional accommodation and meals necessitated by such delays.

e. Liability Coverage: Evaluate whether the policy includes liability coverage in case you accidentally cause damage to property or injure someone while traveling.

Compare Providers and Policies

Once you have got a clear idea of what you need from your insurance, it's time to research and compare. Consider the following factors when evaluating different insurance companies:

a. Reputation and Financial Stability: Look for well-established insurance providers with a solid reputation and financial stability. Check online reviews, ratings, and customer feedback to gauge their reliability and claims handling process.

b. Policy Exclusions and Limitations: Thoroughly read the policy documents and understand the exclusions and limitations. Pay attention to specific activities, destinations, and circumstances that may not be covered.

c. Policy Cost and Value: Compare the cost of premiums across different providers and assess the value you receive in terms of coverage and benefits. Keep in mind that the cheapest option may not necessarily provide the most comprehensive coverage.

d. Customer Support: Consider the quality of customer support offered by the insurance provider. Ensure they have a reliable and accessible customer service team available to assist you during emergencies or when filing claims, in particular a 24/7 hotline for support while overseas.

Read the Fine Print and Understand Policy Terms

Before finalising your travel insurance purchase, take the time to read the fine print and understand the policy's terms and conditions. Pay close attention to any exclusions, claim procedures, documentation requirements, and policy renewal options. Being aware of these details will help you navigate the claims process smoothly, should the need arise.